Michael  brings over 20 years' international financial sector advisory and regulation experience, having previously worked at: the Australian Prudential Regulation Authority (APRA); National Australia Bank (NAB); and Ernst & Young (EY).
 

Michael previously also served as the Australian Government-backed Financial Sector Regulation and Supervision Adviser in Indonesia. And as an Advisory Board Member of FinMango - a US s501(c)(3) non-profit organisation whose mission is to address economic inequality through opportunity.

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Since 2018, Michael has been the principal and managing director of  Gen Advisory Pty Ltd - a niche, Sydney-based Australian professional services firm supporting organisations wishing to operate in the Australian financial sector and/or broader Indonesian economy.  Within Australia, Gen Advisory's clients to date have included some of Australia's leading FinTechs. Michael is also the proprietor and director of PT. Generasi Lukman Indonesia - a Jakarta-based Indonesian company supporting organisations wishing to operate in the Indonesian jurisdiction.

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Michael holds a Bachelor of Commerce (Management) and Masters in Accounting from Monash University (Melbourne, Australia). Michael also holds an Executive Certificate in “Rethinking Financial Inclusion” from the Harvard Kennedy School (Cambridge, USA).

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       michael.lukman@gnad.com.au